Campaign launched in the UK to make people aware of the results of driving uninsured

The penalties for uninsured motoring are becoming harsher and ways of detecting uninsured drivers more rigorous, prompting the Motor Insurers' Bureau to warn people that 'you can't afford to stay uninsured' when taking to the roads.

The 'Stay Insured' campaign has been devised by the Motor Insurers' Bureau in a bid to ram home the message to stay insured as a driver, or face the serious consequences of driving without cover.

The campaign has been particularly important for emphasising the dangers that young motorists pose when driving on the roads without cover, not only for themselves, but also for other road users. The drive hopes to emphasise the importance for young drivers to have insurance as this may make them more aware of the need to drive responsibly.

As many as one-third of drivers without insurance are aged 30 years old or below while experts have said that young people are considered a high risk group of drivers because of their lack of motoring experience and road knowledge.

Chief Executive of the Motor Insurers' Bureau, Ashton West said, "People are having a difficult time. A lot of ordinary people have to tighten their belts."

Mr West warned drivers that it is not worth letting their insurance cover run out, as they could face the grave consequences of having a fixed penalty fine, their car being seized, a minimum of six points on their driving licence, or even worse problems should the case end up in court. He urged motorists to look at reducing the cost of their insurance premium by shopping around for the best deals or opt for a higher excess option.

The Motor Insurers' Bureau pays out compensation to victims who are involved in road accidents with drivers who have no insurance cover, or who failed to stop. The compensation payouts are funded by drivers in the UK through a levy charge on insurers, with the cost estimated to be around £30 on each policy every year.

In 2008, the Motor Insurers' Bureau paid £380 million in compensation; however the total cost of uninsured drivers in the UK was estimated to be around £500 million per year, which highlights the problem to the motor insurance industry and the rising costs to the premiums of responsible motorists.


Rochelle Martinez, Freelance Web Content Article Writer for three years. Some of her articles are about http://www.quinn-direct.com.